My wife and I saw this first hand when I broke my hip. We sent the bills to the insurance company for the company I worked for and they returned them saying the company forgot to add me to their medical insurance plan so they paid nothing. We had $10,000 in medical bills. We made agreements with everyone to pay them off in installments. After two years, we had paid off everyone except the surgeon and the hospital. Suddenly, we got a notice that the surgeon’s bill had been taken over by a collection agency and was due in full within two days or it would be sent to court. We consulted a lawyer who told us that we didn’t need a lawyer, all we had to do was show the court we had paid as agreed and the court would throw out the case. However, it never went to court, the judge just signed off on a court order requiring us to pay the money, plus court costs. A court worker later told us the collection agency never came to court, the judge just signs off on the cases and they collect the money plus court costs. We consulted a lawyer who said they couldn’t do that legally and we could appeal it but it wouldn’t help because we would still owe the money plus we would have to pay even more court costs. We signed an agreement with the court to pay it off but after my wife and I deposited our paychecks in the bank, and we wrote checks to cover our bills, the checks started bouncing. The court had seized our paychecks as soon as they hit the bank without notifying us. We consulted another lawyer who told us he could not help us. He could tell us what the court could do legally but the court saw no reason to obey the law so any advice he gave us would not do us any good. Formerly a judge would be disbarred and sent to prison for such actions, but now it is accepted as normal. However, one day those judges will stand before God who will hold them accountable.